You can buy property with your super through a self-managed super fund (SMSF). The property must pass the sole purpose test, cannot be lived in by members or relatives, and must be purchased through a limited recourse borrowing arrangement if the fund needs a loan. Setup and ongoing costs are significant, so the strategy suits investors with larger super balances.

Tax time is where property investors either leave money on the table or, worse, claim something they shouldn't and invite an ATO audit. The difference between a good tax outcome and a bad one often comes down to knowing which expenses fall into which bucket. This guide breaks down every deduction category the ATO recognises for residential rental properties, with the rules that trip investors up most often. The Three Categories of Rental Expenses According to the ATO, every r

Three property experts analysed a real Geelong deal with three different strategies. All three passed. The lesson: due diligence matters more than the strategy you pick. Not every property is worth developing, renovating, or subdividing.

Why Perth, Why Now Perth has quietly become the best-performing capital city market in Australia. While Sydney flatlined and Melbourne corrected through 2025, Perth house prices climbed more than 13%. The metro median now sits around $840,000, and most forecasters expect another 10% or more through 2026. The numbers behind the run are hard to argue with. Western Australia's population is growing at 2.4% per year, the fastest of any state. Vacancy rates remain tight. Listings

Why Brisbane, Why Now Brisbane is getting a lot of attention from investors right now, and for good reason. The city is in the middle of the biggest infrastructure spend in its history. Cross River Rail opens this year, connecting the north and south sides of the city through a new underground line. The 2032 Olympics are driving billions in transport, stadium, and precinct upgrades that will reshape entire suburbs. Population growth is leading the nation. Interstate migratio

The Big Picture Brisbane has gone from "affordable alternative" to genuine powerhouse. Prices have doubled since early 2020, the city is building for the Olympics, and interstate buyers keep arriving. But here's the thing: unlike Sydney, where most of the easy growth has already been priced in, Brisbane still has structural drivers that haven't fully played out. For investors, the question isn't whether Brisbane is a good market. It's whether you're buying in the right part

This guide is general information only, not financial advice. We're buyer's agents, not brokers or financial advisers. Always speak to a licensed mortgage broker and accountant before making any financing decisions. You Might Already Have Your Deposit If you own a home, you could be sitting on the deposit for an investment property without realising it. Many Australians go from one property to two not by saving a second deposit from scratch, but by using the equity their hom

This guide is general information only, not financial advice. We're buyer's agents, not brokers or financial advisers. Always speak to a licensed mortgage broker and accountant before making any financing decisions. It's Simpler Than You Think Most people who want to buy an investment property get stuck on the finance part. They assume they need a huge deposit, a perfect credit score, and some secret knowledge about how investment loans work. The truth is more straightforward

The Idea in 30 Seconds You rent a place you love in a suburb you can't afford to buy in. At the same time, you buy an investment property somewhere more affordable where the numbers actually work. Your tenants help pay the mortgage on that investment. You build wealth without sacrificing your lifestyle. That's rentvesting. And it's one of the fastest-growing property strategies in Australia right now. Why Rentvesting Is Taking Off Money.com.au reported a 21% rise in rentves

The Honest Starting Point Buying your first investment property feels like a big deal because it is one. But it's not as complicated as people make it. The investors who do well aren't the ones who waited until they knew everything. They're the ones who learned enough to make a smart first move, then figured out the rest along the way. This guide walks you through the process from "I'm thinking about it" to owning your first investment property. No jargon. No hype. Just the

The Short Version If you're a Sydney investor and all your property is in NSW, you're probably paying too much per asset and getting too little yield. Melbourne offers a way to diversify your portfolio, improve your cash flow, and access development opportunities that simply don't exist at the same price point in Sydney. Here's why it's happening and how to do it properly. The Numbers Tell the Story Let's compare what the same budget gets you in each city. $600,000 in Sydney

The Big Picture Melbourne's property market is in recovery mode. After a period where prices went sideways or softened while Sydney and Perth surged ahead, Melbourne is catching up. And for investors, that's the interesting part. When a market is mid-recovery, you're buying before the growth is fully priced in. That's the position Melbourne is in right now. Here's what's driving it and what it means for your money. Price Snapshot Melbourne's median house price sits around $9

The Strategy in One Paragraph Buy a property on a larger block. Subdivide the land into two lots. Build a new home on the back lot while keeping the existing house on the front. End result: two separately titled properties from one purchase. You've created equity through development, not by waiting for the market to go up. This works across Australia, but Victoria has some of the most investor-friendly subdivision rules in the country. Here's how it works in Melbourne. Why M

Why Melbourne, Why Now Melbourne property hasn't had the same headlines as Sydney or Perth in the last two years. That's exactly why smart investors are paying attention. Prices in many Melbourne suburbs are still sitting below their 2022 peak. Population growth is the strongest in the country, with Victoria adding more people than any other state. Rental vacancy is under 2% across metro Melbourne. And entry prices are 40 to 50% lower than comparable Sydney suburbs. That com

The Short Version The federal government is looking at changing two of the biggest tax benefits property investors rely on: the capital gains tax (CGT) discount and negative gearing. Nothing has been locked in yet, but the May 2026 Federal Budget is when we'll likely find out what's happening. If you own investment property or you're thinking about buying, here's what's actually being proposed, what it means for you, and what smart investors are doing right now. What's Being

Why Sydney Investors Are Looking Beyond NSW Sydney property is expensive. That's not news. But here's what it means in practice: if you want to build a portfolio, buying only in Sydney can lock up all your capital in a single asset. That's why more Sydney-based investors are buying interstate. QLD, WA, VIC, SA, TAS and even the NT offer lower entry points, strong rental yields, and growth fundamentals that Sydney had 10 to 15 years ago. Population is moving. Infrastructure is

What Does a Buyer's Agent Actually Do? A buyer's agent works for you. That's the simplest way to put it. When you buy a property in Sydney, the real estate agent at the open home works for the seller. Their job is to get the highest price possible. A buyer's agent sits on your side of the table. Their job is to find the right property, make sure the numbers work, and negotiate the best deal on your behalf. Here's what that looks like in practice: Search and shortlist. They f

Why Sydney? And Why Now? Sydney property isn't cheap. Everyone knows that. But here's what most beginners miss: it doesn't need to be cheap to be a good investment. Sydney's median house price has roughly doubled every 10 to 15 years. Population keeps growing. Land is limited. Infrastructure spending is massive. These fundamentals haven't changed, and they're the reason property investors keep coming back to this city. The real question isn't "is Sydney a good investment?" It